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About us |
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Most life insurers only want low risk, healthy candidates for life insurance. Not us. More... |
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Features |
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What to do if you've been declined by a carrier or have a serious medical condition. More... |
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Helping people that have been turned down for life insurance
Is Easy Issue Life Insurance For You?
- It's the most expensive
- There are always waiting periods of between 1-5 years before you get your full benefit
- If you die before your waiting period is up, your survivors will get the premiums you paid, interest, and possibly a portion of the full death benefit
- Answering some medical questions with a different policy could reduce your premium and/or waiting period
- Make sure that the application tells you if you qualify before applying
- If the application is over 1 page, it probably won't be cover you
Guaranteed issue policies are for people who have
- Cancer
- Heart conditions
- Reside in a nursing home
- Have HIV or AIDs
- Are terminally ill
Easy issue policies are not for people who have
- Been disease free for 5-10 years
- Have a minor illness
- Are under age 40
- To have their death benefit right away
- Are healthy
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Contact your State's Department of Insurance to complain about a burial insurance policy. More... |
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Find companies that still offer graded life or easy issue burial insurance. More... |
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View our medical conditions limiting you to a low face value burial insurance policy. qualifications. More...
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